Monica S. Love is a dynamic educator, real estate expert, and financial literacy advocate dedicated to helping women take control of their financial futures. As the founder of Retrac Realty, ABC Best Solutions, and A Life Healing Agency, she has built a legacy of empowering individuals through real estate education, financial solutions, and wealth-building strategies.

With a background in Fortune 50 leadership, team building, and business development, Monica combines strategic expertise with real-world experience to guide aspiring homeowners, investors, and professionals toward financial success. As a best-selling co-author of Design Your Wealth Mindset and a mentor to future industry leaders, she specializes in breaking down complex financial concepts into practical, actionable steps.

Through her engaging workshops, coaching programs, and community initiatives, Monica teaches women how to master their money, make smart financial decisions, and leverage real estate as a wealth-building tool. Her approach is built on her GPS framework—Guidelines, Principles, and Strategies—helping individuals shift their money mindset, take decisive action, and eliminate procrastination.

Monica’s journey—from overcoming self-doubt in leadership to proving her financial expertise in corporate, nonprofit, and entrepreneurial spaces—fuels her passion for helping others break through financial barriers and build lasting wealth. Whether through live workshops, self-paced courses, or her Business Savvy Behavior YouTube channel, Monica equips women with the confidence, tools, and community support needed to achieve financial freedom.     James Love is an industry veteran, boasting over half a decade of real estate expertise. Specializing in efficiently securing housing for people within the BIPOC community. He began his journey in Arizona, swiftly rising through the ranks by managing properties for a variety of esteemed companies. Now firmly established in Michigan, James has earned a reputation as a paragon of excellence, consistently delivering unparalleled service to his clients. 

   Together they are devoted parents, fostering genuine relationships wherever they go. They take pride in their ability to communicate with clients on a personal level, treating their needs with the utmost care and professionalism.